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The Opportunity Advantage Loan Fund
Our commitment to supporting the communities we serve and helping you achieve the dream of homeownership.
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The SouthState Advantage
Our Buyer’s and Community Advantage programs make it easier to get in the home of your dreams.
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Buy Now, Refinance Later and Save
Use our SouthState Saver to buy a home now and save when you refinance with us.
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Mortgage Loan Options
Talk to us about what’s important to you and we’ll find the mortgage that will fit you best.
Built for First-Time Home Buyers
SouthState Hometown Choice is designed for first-time homebuyers, whether you are staying in your current hometown or choosing a new hometown to put down roots. If you currently reside in one of the following designated Metropolitan Statistical Area, you may benefit from the Hometown Choice program, regardless of where you are purchasing a home.1
First-Time Buyer Resources
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
Learn What You Can Afford
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Mortgage Insights
- All loans are subject to credit approval.
- Consult with a mortgage banker to confirm address eligibility.
